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        <title>Atlanta Real Estate Blog</title>
        <link>http://realsourcebrokers.com/blog/atlanta-mortgage/</link>
        <description>Atlanta Real Estate Blog - a complete Atlanta Home Guide helping local buyers, sellers and investors make informed decisions through insightful market news and analysis.</description>
        <item>
            <guid>http://realsourcebrokers.com/blog/4-reasons-to-sell-now.html</guid>
            <link>http://realsourcebrokers.com/blog/4-reasons-to-sell-now.html</link>
            <author>joshua@realsourcebrokers.com (Joshua Keen)</author>
            <title>The Perfect Storm</title>
            <description> <![CDATA[ 
Spring is here.

I know it sounds silly coming to you on a rainy day in early February when it's 35 degrees outside and &quot;wintery mix&quot; is the weekend forecast, but the real estate market is on strange footing these days.

Here's A Fact: 

Spring has sprung in the real estate market.

 And the next 3 months are the best opportunity to get your home sold in over a year.

Why?

Several factors are creating a &quot;perfect storm&quot; for sellers in the current market.

 I'll do my best to... ]]> </description>
            <pubDate>Fri, 05 Feb 2010 14:49:55 -0600</pubDate>
                    </item>
        <item>
            <guid>http://realsourcebrokers.com/blog/whats-up-with-fha.html</guid>
            <link>http://realsourcebrokers.com/blog/whats-up-with-fha.html</link>
            <author>joshua@realsourcebrokers.com (Joshua Keen)</author>
            <title>What's Up With FHA?</title>
            <description> <![CDATA[ 
FHA announced this week it will seek to implement changes to current
policies.&nbsp; These changes are all restrictive and have a significant
impact on the real estate buying public.&nbsp;&nbsp;


You can read all about the changes here: FHA Announces Policy Changes to Address Risk and Strengthen Finances&nbsp;

For those less inclined to sift through all the beauracracy ... here's a quick snapshot: 


The upfront mortgage insurance premium will increase by 0.5% from 1.75% to 2.25%

The maxi... ]]> </description>
            <pubDate>Fri, 22 Jan 2010 17:31:01 -0600</pubDate>
                    </item>
        <item>
            <guid>http://realsourcebrokers.com/blog/its-so-hard-to-say-goodbye-to-yesterday.html</guid>
            <link>http://realsourcebrokers.com/blog/its-so-hard-to-say-goodbye-to-yesterday.html</link>
            <author>joshua@realsourcebrokers.com (Joshua Keen)</author>
            <title>It's So Hard To Say Goodbye To Yesterday</title>
            <description> <![CDATA[ 
If you've been following mortgage rates over the last month you've likely noticed a quick and steady climb.&nbsp; In fact, since a low of 4.5% on November 27th, 2009 to around 5.25% today (December 30th, 2009) they've done nothing but go up.&nbsp;

What's Going On? 

Mortage rates are going up.&nbsp; And this rise in mortgage rates is something I've been expecting for a few months now.&nbsp; Mortgage rates are on their way up, likely to 6% or more over the next few months

Why Is This Happening... ]]> </description>
            <pubDate>Wed, 30 Dec 2009 15:51:19 -0600</pubDate>
                    </item>
        <item>
            <guid>http://realsourcebrokers.com/blog/walking-away.html</guid>
            <link>http://realsourcebrokers.com/blog/walking-away.html</link>
            <author>joshua@realsourcebrokers.com (Joshua Keen)</author>
            <title>Walking Away</title>
            <description> <![CDATA[ 
I was talking with one of my top investor clients a couple days ago and he mentioned he &quot;walked away&quot; (aka foreclosed) from two investment properties last month. The two properties - both Atlanta condos - had lost a combined $250,000 in value over the last 18 months.&nbsp; Meanwhile, the bank holding the note refused to entertain 3 bonafied short sale offers, denied application to modify the adjustable rate mortgage and increased his monthly interest payment $600 a month.&nbsp;

Forec... ]]> </description>
            <pubDate>Fri, 30 Oct 2009 05:56:24 -0500</pubDate>
                    </item>
        <item>
            <guid>http://realsourcebrokers.com/blog/credit-crisis-explained.html</guid>
            <link>http://realsourcebrokers.com/blog/credit-crisis-explained.html</link>
            <author>joshua@realsourcebrokers.com (Joshua Keen)</author>
            <title>Credit Crisis Explained</title>
            <description> <![CDATA[ 
Ok.  So we all have some idea how we got here, right?  We've all heard the terms at least.  Credit crisis.  Subprime mortgages.  Foreclosure.  Securitized debt.  Bernanke. AIG.  Leyman Brothers.  Wall Street.  Main Street.  Greenspan.  Federal Reserve.  Treasury.  Under water.  Credit Default Swaps.  Meltdown.  Crisis.  National Debt.  GDP. Recession.  Depression.


But just how did we get here?


And how why exactly has the entire economy suffered so much at the hands of this Credit Crisis?
... ]]> </description>
            <pubDate>Mon, 31 Aug 2009 20:16:57 -0500</pubDate>
                    </item>
        <item>
            <guid>http://realsourcebrokers.com/blog/how-to-find-the-best-atlanta-mortgage.html</guid>
            <link>http://realsourcebrokers.com/blog/how-to-find-the-best-atlanta-mortgage.html</link>
            <author>joshua@realsourcebrokers.com (Joshua Keen)</author>
            <title>How to Find the Best Atlanta Mortgage</title>
            <description> <![CDATA[ 
Banks vs. Mortgage Brokers 

If you're in the market to buy a home...likely, you're also in the market to find the right mortgage to finance that home.&nbsp; It's important to know there are huge variations between mortgage brokers and bank loan officers. 

Atlanta Bank Loan Officers


Loan officers at a credit union, bank or large lending houses (ie. Wells Fargo, Bank of America) are employed by those institutions and, hence, work to sell the loan and mortgage products offered by their employ... ]]> </description>
            <pubDate>Thu, 11 Jun 2009 19:01:59 -0500</pubDate>
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        <item>
            <guid>http://realsourcebrokers.com/blog/is-being-ok-really-okay.html</guid>
            <link>http://realsourcebrokers.com/blog/is-being-ok-really-okay.html</link>
            <author>joshua@realsourcebrokers.com (Joshua Keen)</author>
            <title>Is being "ok" really okay?</title>
            <description> <![CDATA[ Jeffrey Pinkerton of HillSide Lending recently posted this article on the problem with being OKAY in a service oriented business.  


Have you ever had a waiter or waitress ask you if your meal is &ldquo;okay?&rdquo;  Isn&rsquo;t that a strange question, &ldquo;Is everything with your meal ok?&rdquo;  It&rsquo;s like saying, &ldquo;Is everything with your meal average?&rdquo;  Wouldn&rsquo;t the better question be, &ldquo;Is everything with your meal excellent?&rdquo;  Or better yet, &ldquo;Is... ]]> </description>
            <pubDate>Sat, 13 Jan 2007 05:20:07 -0600</pubDate>
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